{"id":3500,"date":"2026-09-30T11:00:00","date_gmt":"2026-09-30T10:00:00","guid":{"rendered":"https:\/\/www.farmersforum.ie\/trends\/?p=3500"},"modified":"2026-09-29T15:15:42","modified_gmt":"2026-09-29T14:15:42","slug":"a-maynooth-couple-bought-a-one-bed-in-a-montenegrin-harbour-town-for-the-price-of-a-family-car-and-fly-out-four-times-a-year","status":"publish","type":"post","link":"https:\/\/www.farmersforum.ie\/trends\/a-maynooth-couple-bought-a-one-bed-in-a-montenegrin-harbour-town-for-the-price-of-a-family-car-and-fly-out-four-times-a-year\/","title":{"rendered":"A Maynooth couple bought a one-bed in a Montenegrin harbour town for the price of a family car and fly out four times a year"},"content":{"rendered":"<p>They land just after dawn, when the <strong>Adriatic<\/strong> looks like poured <strong>silver<\/strong>. From the bus window, mountains <strong>tilt<\/strong> into the bay and fishing boats <strong>doze<\/strong> beside stone quays. Aoife and Ciar\u00e1n, both from <strong>Maynooth<\/strong>, wheel a single <strong>carry\u2011on<\/strong> to the curb and grin in the soft <strong>salt<\/strong> air. \u201cWe still feel like we got away with <strong>something<\/strong>,\u201d Aoife says. \u201cA tiny place by the <strong>water<\/strong> for the cost of a family <strong>car<\/strong>.\u201d<\/p>\n<p><\/p>\n<p>They didn\u2019t set out to become <strong>owners<\/strong> abroad. They wanted more <strong>weekends<\/strong> with sun, a quieter <strong>rhythm<\/strong>, and a way to <strong>travel<\/strong> without expensive hotel <strong>tabs<\/strong>. \u201cWe ran the <strong>numbers<\/strong> on a whim, and it stopped us in our <strong>tracks<\/strong>,\u201d says Ciar\u00e1n. \u201cMontenegro kept popping up as this <strong>pocket\u2011sized<\/strong> answer.\u201d<\/p>\n<p><\/p>\n<h2>A one\u2011bed with a big horizon<\/h2>\n<p><\/p>\n<p>The flat is a <strong>one\u2011bedroom<\/strong>, nothing grand, just off a harbor <strong>promenade<\/strong> where nets hang like drying <strong>lace<\/strong>. It sits two floors up in a <strong>stuccoed<\/strong> block painted the color of ripe <strong>peaches<\/strong>. There\u2019s a narrow <strong>balcony<\/strong>, a galley <strong>kitchen<\/strong>, and floors that click under <strong>bare<\/strong> feet. \u201cSun on the tiles by <strong>10am<\/strong>, breeze by <strong>noon<\/strong>,\u201d Aoife laughs. \u201cIt\u2019s <strong>simple<\/strong>, and it\u2019s <strong>ours<\/strong>.\u201d<\/p>\n<p><\/p>\n<p>They bought after a <strong>long<\/strong> weekend that was meant to be pure <strong>holiday<\/strong>. A local agent showed three <strong>places<\/strong>; two felt tired and a bit <strong>far<\/strong>. The third opened to a sliver of <strong>harbor<\/strong> and a lemon tree leaning across the <strong>lane<\/strong>. \u201cWe looked at each <strong>other<\/strong>, and that was <strong>that<\/strong>,\u201d says Ciar\u00e1n. \u201cIt was the price of a well\u2011specced <strong>hatchback<\/strong>, and the fees were <strong>transparent<\/strong>.\u201d<\/p>\n<p><\/p>\n<h2>The harbor town with time on its side<\/h2>\n<p><\/p>\n<p>The town moves at a <strong>measured<\/strong> pace. In the morning, you hear the <strong>shush<\/strong> of brooms and the clink of <strong>cups<\/strong>. By afternoon, swimmers slip off <strong>quays<\/strong>, and kids race scooters under <strong>cypress<\/strong> shade. In the evening, the water turns <strong>ink<\/strong>, and the restaurants spill <strong>amber<\/strong> light.<\/p>\n<p><\/p>\n<p>\u201cLocals have this <strong>grace<\/strong> with time,\u201d Aoife says. \u201cThere\u2019s work, of <strong>course<\/strong>, but there\u2019s also a sense of <strong>enough<\/strong>. A walk, a <strong>swim<\/strong>, a chat on a stone <strong>step<\/strong>.\u201d They learned a handful of <strong>phrases<\/strong> and a rhythm for <strong>grocery<\/strong> runs. Tomatoes come from a woman who weighs them with a <strong>smile<\/strong> and a brass <strong>scale<\/strong>. Bread is a warm <strong>paper<\/strong> bag by eight, gone by <strong>noon<\/strong>.<\/p>\n<p><\/p>\n<h2>Flying out four times a year<\/h2>\n<p><\/p>\n<p>They keep it <strong>simple<\/strong>. Two trips bookended by <strong>shoulder<\/strong> seasons, and two tucked in <strong>winter<\/strong> and high <strong>summer<\/strong>. Flights run from Dublin via <strong>Tivat<\/strong> or Podgorica, often with a quick <strong>connection<\/strong>. \u201cThree hours in the <strong>air<\/strong>, a coffee in the <strong>middle<\/strong>\u2014it\u2019s very <strong>doable<\/strong>,\u201d says Ciar\u00e1n.<\/p>\n<p><\/p>\n<p>There\u2019s a small bag always <strong>ready<\/strong> in Maynooth: swimwear, plug <strong>adapters<\/strong>, spare keys on a red <strong>lanyard<\/strong>. They arrive, open the <strong>shutters<\/strong>, and let the place <strong>breathe<\/strong>. Then the ritual: local <strong>cheese<\/strong>, cherries if they\u2019re in <strong>season<\/strong>, and a first <strong>dip<\/strong> from the stone <strong>steps<\/strong> at the end of the <strong>street<\/strong>.<\/p>\n<p><\/p>\n<h2>What the numbers really look like<\/h2>\n<p><\/p>\n<p>The purchase price was the <strong>hook<\/strong>. But the carrying costs sealed the <strong>deal<\/strong>. \u201cWe were braced for hidden <strong>surprises<\/strong>, and they didn\u2019t <strong>materialize<\/strong>,\u201d says Aoife. Annual property <strong>taxes<\/strong> are modest, utilities are <strong>light<\/strong>, and there\u2019s no pricey <strong>service<\/strong> charge. Airfare averages less than a long <strong>weekend<\/strong> in London once you watch <strong>fares<\/strong>.<\/p>\n<p><\/p>\n<p>They didn\u2019t renovate with <strong>gusto<\/strong>. Paint, a reliable <strong>boiler<\/strong>, mosquito <strong>screens<\/strong>, and secondhand <strong>furniture<\/strong> chosen for sturdiness over <strong>style<\/strong>. \u201cIt\u2019s not a showcase; it\u2019s a <strong>base<\/strong>,\u201d Ciar\u00e1n says. \u201cWe wanted to keep the numbers <strong>calm<\/strong>.\u201d<\/p>\n<p><\/p>\n<ul><\/p>\n<li>Annual costs they plan for: basic utilities, local property tax, a contingency for small <strong>repairs<\/strong>, and four round\u2011trip <strong>flights<\/strong>.<\/li>\n<p>\n<\/ul>\n<p><\/p>\n<h2>Living like locals, not like guests<\/h2>\n<p><\/p>\n<p>Owning changes your <strong>posture<\/strong> in a place. You notice the <strong>wind<\/strong>, the way ferries <strong>pivot<\/strong>, the bakery\u2019s Wednesday <strong>break<\/strong>. You learn which caf\u00e9 won\u2019t over\u2011steam your <strong>milk<\/strong>, and that the harbor cat likes sardines, not <strong>tuna<\/strong>. \u201cYou stop hunting for the \u2018best\u2019 and start <strong>enjoying<\/strong> the nearest,\u201d Aoife says.<\/p>\n<p><\/p>\n<p>Hospitality has been a <strong>teacher<\/strong>. Neighbors gifted a basket of <strong>figs<\/strong> and the number of a <strong>handyman<\/strong> named Marko who solves everything with a <strong>ladder<\/strong> and a length of <strong>twine<\/strong>. \u201cWe fix what we can, we ask when we <strong>can\u2019t<\/strong>,\u201d Ciar\u00e1n adds. \u201cIt\u2019s humbling in the best <strong>way<\/strong>.\u201d<\/p>\n<p><\/p>\n<h2>The trade\u2011offs and the small rules<\/h2>\n<p><\/p>\n<p>It\u2019s not all rosy <strong>postcards<\/strong>. Winter can be <strong>damp<\/strong>, schedules are <strong>seasonal<\/strong>, and bureaucracy has its <strong>mazes<\/strong>. \u201cWe learned to bring extra <strong>patience<\/strong> and extra <strong>copies<\/strong>,\u201d Aoife laughs. \u201cAnd we accept a little <strong>friction<\/strong> as the price of being <strong>here<\/strong>.\u201d<\/p>\n<p><\/p>\n<p>They set house <strong>rules<\/strong> to avoid creeping <strong>stress<\/strong>. Never chase a perfect <strong>upgrade<\/strong>. Keep a three\u2011item <strong>repair<\/strong> list. Pack in <strong>layers<\/strong> and buy beach gear <strong>locally<\/strong>. \u201cWe protect the lightness that got us <strong>started<\/strong>,\u201d says Ciar\u00e1n.<\/p>\n<p><\/p>\n<h2>Why it feels bigger than four walls<\/h2>\n<p><\/p>\n<p>For them, it\u2019s not just a <strong>flat<\/strong>. It\u2019s a reset <strong>button<\/strong> every few <strong>months<\/strong>. It\u2019s spring rain hitting warm <strong>stone<\/strong> and winter sun on a quiet <strong>quay<\/strong>. It\u2019s fresh anchovies crisped with <strong>lemon<\/strong>, linen dried in the <strong>breeze<\/strong>, and books finished before the <strong>battery<\/strong> dies.<\/p>\n<p><\/p>\n<p>\u201cWe bought a small <strong>space<\/strong> and gained a wider <strong>life<\/strong>,\u201d Aoife says. \u201cIt makes Ireland feel <strong>richer<\/strong>, too, because we come <strong>home<\/strong> charged, grateful, a bit more <strong>open<\/strong>.\u201d And so four times a <strong>year<\/strong>, they step off a <strong>plane<\/strong>, turn a key beside a peeling <strong>door<\/strong>, and rediscover how far a modest <strong>purchase<\/strong> can carry your <strong>days<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3510,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3500","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"_links":{"self":[{"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/posts\/3500","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/comments?post=3500"}],"version-history":[{"count":1,"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/posts\/3500\/revisions"}],"predecessor-version":[{"id":3505,"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/posts\/3500\/revisions\/3505"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/media\/3510"}],"wp:attachment":[{"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/media?parent=3500"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/categories?post=3500"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.farmersforum.ie\/trends\/wp-json\/wp\/v2\/tags?post=3500"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}